Finally - a 3-Bedroom You Can Afford! No restrictions: the ONLY non-HDFC apartment in the area under $700K. No board approval: No income limits, no asset cap, no flip tax, and no resale restrictions. Investor-friendly - unlimited subletting from day one Cash buyers welcome   - The Apartment - Gut renovated just three years ago and thoughtfully upgraded by the current owner, the unit is well laid out, functional, and move-in ready. Apartment highlights include: Three exposures and nine windows Windowed eat-in kitchen with brand-new refrigerator, oven, and stainless steel convection microwave Windowed bathroom, fully tiled and gut renovated In-unit washer/dryer combo Custom-built storage cabinet above the entry door High ceilings and a smart layout with separation between bedrooms - The Building - 640 West 139th Street is a prewar elevator co-op with condo-style flexibility and resident-friendly policies. Building features: Live-in superintendent Laundry room Bike room Pet-friendly Gifting, co-purchasing, parental purchasing, and pied-à-terre allowed - The Neighborhood - Located in the heart of Hamilton Heights, just steps from Riverside Drive, Riverbank State Park, and St. Nicholas Park. Close to great local spots like The Grange, Trufa, Harlem Public, and Home Sweet Harlem. Near City College and Columbia University's expanding Manhattanville campus, with excellent access to public transportation: 1 train just two blocks away Nearby A/B/C/D lines Easy access to the Henry Hudson Parkway and George Washington Bridge A vibrant, growing neighborhood with green space, culture, and convenience.